Commercial Credit Analyst

A well respected company who has their own finance department is seeking a bright experienced Credit Analyst to join their team.

  • Bi-annual bonus
  • Work for a company leader
  • Onsite Parking

Here’s a great opportunity to work for a company leader, using your previous experience as a credit analyst. The right person will have previous experience in the Commercial sector and will preferably come from the auto industry finance lenders.

Responsibilities 

  • Evaluate the creditworthiness of commercial clients by analyzing financial statements, credit reports, and other relevant data to determine the risk of extending credit.
  • Monitor and manage the existing portfolio of commercial accounts, identifying potential credit issues, and taking proactive measures to mitigate risks.
  • Conduct thorough financial analysis to understand the client’s financial health, industry position, and potential impact on credit exposure.
  • Collaborate with internal teams to maintain strong relationships with commercial clients, providing support and advice on credit-related matters.
  • Prepare credit submissions outlining risks, mitigating factors and recommendations including out-of-cycle credit submissions that include structural amendments or facility changes 
  • Complete credit assessment to ensure renewal of facilities are completed ahead of expiration 
  • Negotiate with dealers, distributors and financiers regarding security position 

Qualifications

  • At least 3 years’ experience in a similar role with commercial credit
  • Degree qualification in banking, finance or equivalent. 
  • High attention to detail 
  • Excellent relationship building skills
  • Strong verbal and written communication skills
  • Analytical mindset 
  • Understands relevant compliance obligations including NCCP, ASIC and ACL. 

In return you will work for a company leader where you will thrive! If this role is ideal for you, apply now by emailing your resume to sue@smsprofessional.com.au.